How can I apply for CareCredit?

You can apply online or download and print the application and take it to your healthcare provider. The application is quick and easy, and after it’s submitted, you’ll instantly learn if you’re approved.

How can I find out what payment plans my provider offers?

Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator.
Many patients put off treatments and procedures because they cannot afford to pay. Doctors offer CareCredit payment plans as a convenient option to normal credit cards, cash or checks. CareCredit allows the patient to pay over time often without incurring interest charges instead of a lump sum prior to treatment. Removing the cost barrier often allows clinicians to focus on optimal treatment for the patient.
Not all doctors offer every CareCredit plan. Once you are a CareCredit cardholder you can discuss with your doctor which plan works best for you and your budget

What is a CareCredit payment plan?

CareCredit offers a full range of payment plans. Our 3, 6, 12, & 18 month No Interest* payment plans feature monthly payments as low as 3% of the balance and let you pay within the specified time without incurring interest charges. Simply make your minimum monthly payment and pay off your entire balance during the agreed upon time period, and you’ll pay no interest.
For patients/clients with higher treatment fees who would prefer more time to pay with lower monthly payments, our 24, 36, 48, & 60 month extended payment plans* offer a low, fixed 13.9% interest rate and an extended term.